For Landlords
You need Great Reports to pick Great Tenants. And that’s what TransUnion’s SmartMove offers…
- Credit reports, criminal background checks, income estimate, and eviction records from TransUnion
- Broad national coverage* including Washington D.C.
- Superior accuracy using advanced matching technology on all tenant screening reports
- Learn More about SmartMove's Credit Checks for Landlords
For Renters
The last step before getting your rental? No worries — you get Great Convenience and Security when you use SmartMove…
- Doesn’t affect your credit score
- The screening process is secure and online
- Your SSN and other personal information is kept private
- Learn more about SmartMove's credit checks for renters
Since I started using SmartMove in 2009, it has red-flagged a number of high-risk applicants I might have otherwise accepted. It’s quick, easy, and gives me peace of mind that I’m protecting my investment.
Colin Lukens, Landlord
What’s New?
Resident Credit Risk
Rental prices across the U.S. increased in 2013, even as the credit risk of residents in those properties improved, according to the latest TransUnion Rental Screening Solutions industry report.
Read MoreNon-Payment
The number-one concern among independent landlords in the U.S. is non-payment of rent, according to a recent survey conducted by TransUnion Rental Screening Solutions.
Read MoreCredit Scoring Study
When the time comes to rent out your property, it is critically important to know the credit scores of your applicants.
Read MoreSmartMove Website News
In December, 2013, TransUnion launched a series of enhancements to SmartMove, the online tenant screening service for independent landlords.
Read MoreGreat Reports. Great Convenience. Great Tenants.
TransUnion SmartMove is the convenient tenant screening service for people who don't manage hundreds of properties.
Screening tenants used to be just for large professional property management companies. It's easy to understand why: pulling certain types of reports like tenant credit reports isn't possible for most individuals. This includes many rental property owners, real estate agents and even small property management companies.
TransUnion changed that with the patented SmartMove tenant screening product, adding convenience and wide accessibility into tenant background checks.
In a nutshell, SmartMove allows resident screening reports to be delivered to the landlord (or rental property owner, real estate agent or whoever is in charge of screening applicants) while protecting consumer information in a manner consistent with the Fair Credit Reporting Act and applicable regulations.
And… it's completely paperless and online. Accounts can be created and screening reports delivered in a matter of minutes.
Now renter credit, income estimate and eviction reports plus criminal background checks are available to all landlords and property owners.
A key to picking out the right renter is to have quality tenant background check information to help you make your decision. This is where TransUnion SmartMove is best:
- Straight from the source: We have access to the credit reports of one of the nationwide Credit Rating Agencies
- Reliable data: Maintained and delivered that is consistent with the FCRA and applicable regulations
- Broad coverage: Millions of records covering credit, criminal and evictions histories
- More accurate matching: Advanced matching logic using consumer address and name history to match your rental applicants to our report histories
- Just for Tenant Screening: Report types and formats are specific to helping you decide which rental applicant to choose
All that's left is to pick the right renter for your rental property
Along with your reports, SmartMove delivers a credit-based recommendation based on the applicant's ResidentScore.
We know you base your leasing decision on more than just a credit profile or renter balance sheet. But as a consumer reporting agency, TransUnion leverages its decades of experience to deliver a credit score tailored specifically for the rental industry, helping you better assess an applicant's risk
Why renters like TransUnion SmartMove tenant credit checks too
A TransUnion background check allows your applicants to share their histories while also protecting their personal identifying information. Renters who use SmartMove submit their personal information directly to TransUnion online, without having to provide sensitive information (such as a social security number) to the landlord. Ultimately, they like us because we help them get the rental they want while making them feel comfortable in sharing their personal information in a convenient, online solution.
*Instant criminal results not available for Wyoming, Delaware, South Dakota and Massachusetts.