Online Tenant Screening For Independent Landlords

TransUnion SmartMove is the convenient tenant screening service for people who don't manage hundreds of properties.

Screening tenants used to be just for large professional property management companies. It's easy to understand why: pulling certain types of reports like tenant credit reports isn't possible for most individuals. This includes resident screening for many rental property owners, real estate agents and even small property management companies.  

TransUnion changed that with the patented SmartMove tenant screening product, adding convenience and wide accessibility into tenant background checks.

In a nutshell, SmartMove allows rental history reports to be delivered to the landlord (or rental property owner, real estate agent or whoever is in charge of screening applicants) while protecting consumer information in a manner consistent with the Fair Credit Reporting Act and applicable regulations.

And… it's completely paperless and online. Accounts can be created and screening reports delivered in a matter of minutes.

Now renter credit, income estimate and eviction reports plus criminal background checks are available to all landlords and property owners.

A key to picking out the right renter is to have quality tenant background check information, including an eviction history check, to help you make your decision.

This is where TransUnion SmartMove is best:

• Straight from the source: We have access to the credit reports of one of the nationwide Credit Rating Agencies
• Reliable data: Maintained and delivered in a manner that is consistent with the FCRA and applicable regulations
• Broad coverage: Millions of records covering credit, criminal and evictions histories
• More accurate matching: Advanced matching logic using consumer address and name history to match your rental applicants to our report histories
• Just for Tenant Screening: Report types and formats are specific to helping you decide which rental applicant to choose

And, TransUnion SmartMove offers exclusive benefits and features that are designed to help landlords make more informed decisions.

Only SmartMove offers:

• Income Insights report tells landlords which applicants need additional income verification. This report can help you save time and effort during the vetting process and lowers your risk for renter payment issues.
• ResidentScore 2.0 credit score built specifically for rental screening and shows rental screening and delivers a more accurate assessment of renter risk than a typical credit score. According to TransUnion research, ResidentScore predicts evictions 15% more often in comparison to a typical credit score in the bottom 20% score range where risk is greatest.
• Choice of Who Pays: SmartMove gives landlords flexibility to choose to pay or pass the cost to the tenant

All that's left is to pick the right renter for your rental property

Along with your reports, SmartMove delivers a credit-based recommendation based on the applicant's ResidentScore.

A landlord credit check is an important step to evaluate your applicant. And, we know you base your leasing decision on more than just a credit profile or renter balance sheet. But as a consumer reporting agency, TransUnion leverages its decades of experience to offer ResidentScore 2.0, a credit score tailored specifically for the rental industry, helping you better assess an applicant's risk.

Why renters like TransUnion SmartMove tenant credit checks too

A TransUnion background check allows your applicants to share their histories while also protecting their personal identifying information. Renters who use SmartMove submit their personal information directly to TransUnion online, without having to provide sensitive information (such as a social security number) to the landlord. Ultimately, they like us because we help them get the rental they want while making them feel comfortable in sharing their personal information in a convenient, online solution.

*The Criminal Report is subject to federal, state and local laws which may limit or restrict SmartMove's ability to return some records.

**Instant criminal results not available for Wyoming, Delaware, South Dakota and Massachusetts.